WIAA to offer concussion insurance to student-athletes - WKOW 27: Madison, WI Breaking News, Weather and Sports

WIAA to offer concussion insurance to student-athletes

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The Wisconsin Interscholastic Athletic Association (WIAA) has announced a plan to provide concussion insurance to every high school and junior high school student-athlete in the state in 2017.

The WIAA has purchased a policy that will cover all of the approximately 80,000 student-athletes in the state. The insurance will allow the athletes to get treated for potential concussions with zero out-of-pocket expenses.

“We don’t want a single student-athlete to not be evaluated or treated for a concussion because of the cost,” former Board of Control president Mike Beighley said in a statement. “This coverage provides one more level of support for member schools and student-athletes in making school sports as safe an experience as they can be.”

The insurance policy will cover every student-athlete in grades 6-12 who participate in any practice or competition sanctioned by the WIAA. The policy is part of the HeadStrong Concussion Insurance Program developed by Dissinger Reed Insurance. The policy will cost $1.50 per student-athlete.

The HeadStrong Insurance would serve as a secondary insurance policy. So, a student-athlete's primary insurance would be billed first with the secondary insurance assisting with unpaid deductibles or co-pays. The maximum benefit is $25,000 per injury. There is no deductible per claim.

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