We have a few more ideas on where to find extra cash in this week's It's Your Money report.
This time, it's as easy as going through your nightstand.
With gold at about $900 an ounce, selling your gold jewelry is one way to get cash in your wallet.
Andrew Fabrikant of Fabrikant Fine Diamonds said, "Gold is really cash today, and it's a substantial amount of cash. But jewelry that has additional value to it other than just its gold weight will bring you more money. You can and should be able to get up to 90 percent of the jewelry that you're selling."
But be careful...
Kelli B. Grant Writer, of smartmoney.com said, "Steer clear of these gold parties. It's something that's become very popular. Basically, it's like a tupperware party. You invite all of your friends to the house and they bring their gold jewelry, and you have an outsider come in to weigh the gold jewelry, and give you cash on the spot, and really these are just bad deals because you don't have the opportunity to shop around and see if you get a better price for it."
Websites like prosper.com are another new way to get cash fast.
Grant Writer also said, "you're asking other people just like you to invest in you and help you come up with that money, and you're going to pay a rate of about six percent on the loan- much less than you pay with a credit card, and then these other consumers are getting a great rate on their cash. It takes about a week to set up an account and get some money."