My husband retired 10 years ago from Wisconsin Bell and he had 300K in his 401. then 9/11 hit and we lost 150k over night. and it has gone down hill from there. I'm still working here in Madison and staying in Oregon with my mother in law during the week because of the gas prices. We had lived in stoughton for over 30 years, and decided to build a new home in westfield area . this put us half way between both families. So my husband is on his own 5 days aweek. We have been doing this for over three years now. I was going to retire next year with my 401k. But If this keeps going the way it is ,I don't see me retiring for several years yet. We may have to sell are retirment home and move back down here. If there's any help out htere for 401 recovery please let me know.